Answers to your questions

Have a question you would like answered? Email us and we may answer it. The questions here are based on ones from our readers, with identifying information removed.

Please note: GroundUp is just a news agency. We are not lawyers or financial advisors, and we have nothing to do with SASSA, Home Affairs, or any other government bodies. We do our best to make the answers accurate using publicly available information, but we cannot accept any legal liability if there are errors. If you notice any discrepancies, please email info@groundup.org.za.

Topic: Housing | Show questions and answers for all topics

How can I protect my house from being repossessed under Section 88 of the National Credit Act?

If you go into debt review, you will be protected by Section 88 while the debt review takes place.

Debt Housing

Who will inherit the house: the person nominated as the beneficiary or the owner's child?

If the owner nominates an heir in their will, that person will become the legal owner of the house.

Housing Inheritance

Is it easier to transfer a house while the person is alive or through a will?

It will be cheaper if the house is inherited by the heir through a will.

Housing Inheritance

Can my half-brother claim the house even though my parents were married in community of property?

No, but he has inherited a child's share, just like you and your sister.

Housing Inheritance

Can a seller reclaim the house if the buyer has not paid for it but has the title deed?

If a buyer breaches the sale agreement, the seller can take them to court.

Bureaucracy Housing

How can we get our late grandfather's children to agree that his house belongs to me and my sister?

If they have valid claim to the house, you can ask a mediator to help your family come to an agreement.

Housing How to deal with eviction

Am I responsible for home loan arrears accumulated during hard lockdown?

Yes. You can go into Debt Review and possibly work out a new repayment plan.

Debt Housing

We have been told that the tribal authority did not have the right to sell land to us. What will happen to us?

Even if an eviction order is granted, you cannot be evicted until after lockdown. You may need legal assistance if you want to be recompensated.

Housing How to deal with eviction Land

What can I do if I don't qualify for government housing and have no source of income?

First claim your UIF, if you qualify. Then apply for the new Covid-19 SRD grant.

Basic Income Grant Housing Sassa Social Grants

Can I get a FLISP subsidy if I inherited my father's property?

No, to qualify for FLISP you must be a first-time homeowner.

Housing