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If your uncle died without a will and his girlfriend is not on the RDP application, the law of intestate succession applies.
You may need legal assistance.
You can pay arrears to the UIF for the years you did not contribute.
You may not earn more than R215,760 (R17,980 a month) jointly, if you are married.
If you still work in the same industry, you still need to contribute to the provident fund.
It would depend on how much you earn. Otherwise, you can apply for a FLISP subsidy.
If your cousin is the Representative in a Letter of Authority, she does not become the owner of the property.
You can either contact SASSA's helpline or request paralegal assistance.
Once you transfer the house to your niece, it is legally hers to with as she pleases.